2. What do you need to apply for a loan? For pre-qualification, all you need to provide is your income, debt and how much you have for a down payment. Then I can tell you how much you can afford to make your house-hunting more productive. Once you've found your new home, I'll need more detailed information to approve your loan. So I've put together a handy walk-through of everything you'll need to help you save time, avoid delays and get to the closing table faster. Of course, these items alone do not ensure your loan approval—that's where experience and knowledge is crucial. An experienced loan officer is able to gather additional documentation to put your application in a better light. Ready to begin my step-by-step explanation?   Click here if you wish to view or print the whole list.

©Copyright 1998-2008 Rock Vaughan Contact Rock Vaughan: E-mail rock@homemortgageguide.com Office 301/267-8210 or 1-888-267-8765 Fax 410/267-6221 Mobile 301/466-1122 An Equal Opportunity Lender http://www.homemortgageguide.com Design and development by Bean Creative